Self Cert Mortgages: Compare 100's of Quotes
If you cannot prove your income because you are self employed or paid on a commission basis, you may have encountered difficulties getting a mortgage. Lenders normally use average income as a guide, so they will naturally see someone who doesn't draw a regular salary as a greater risk, especially as their accounts often require additional verification.
There are ways to get around this, however, and many mortgage lenders now offer self certification mortgages specifically for people who do not draw a regular salary. These require the borrower to declare their average income, which is used as the basis for interest rate calculations.
Generally speaking, self cert mortgages require the borrower to put down a larger deposit on their property and pay a slightly higher rate of interest than they would for a standard mortgage.
Fill out the simple quote form above to learn about the kinds of deals that are available to you.
The Mortgage Broker - 0800 822 3355
We provide a service that helps you to find the perfect mortgage using the expertise of an independent mortgage broker with access to the entire market. We can provide a fast comparison of mortgages and remortgages and we make no direct charges.
We compare 100's of Self Cert Mortgage Lender Rates in minutes. As a specialist Mortgage Broker we compare quotes from every mortgage company in the UK.
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The Mortgage Broker are specialists in Self Cert Mortgages. Complete the form above and One of our qualified FSA Regulated mortgage brokers will compare to find you the best deal.
For Quotes & Advice on Self Cert Mortgages deals complete our comparison enquiry form.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
*Correct as at 1st January 2009