Tips - Self Cert Mortgages
- An estimated 13% of people in the UK are now self employed. Mortgage lenders are responding by offering better and more flexible deals for this rapidly growing market.
- If you own a business or are self employed and keep detailed accounts, you can still apply for a standard high street mortgage even if your income varies from month to month. If your application is successful, this will reduce your deposit and allow you to take advantage of lower interest rates.
- Not all self cert mortgages live up to their name - you may be required to provide an accountant's certificate or trading accounts going back at least a year.
- Some borrowers apply for a self cert mortgage as a way of accelerating the application processes.
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The Mortgage Broker are specialists in Self Cert Mortgages. Complete the form above and One of our qualified FSA Regulated mortgage brokers will compare to find you the best deal.
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
*Correct as at 1st January 2009