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Guide – Self Cert Mortgages
In the past, the self employed, businesspeople and freelancers who could not prove a regular income would not be able to take up a mortgage. Thanks to self certification mortgages, the situation has changed dramatically in recent years. By laying down a deposit of at least 10% on a property, it is possible for most self employed people to take up a mortgage.
Most of the high street banks and some specialist lenders now issue self cert mortgages, although the amount of evidence of income they may require can vary greatly, sometimes stretching the definition of "self certification" to breaking point.
As a rule of thumb, the more documentation you can provide, the better mortgage you will get, but it is important to read and understand the terms and conditions of each deal when choosing the best for you. We can help you find a deal to match your circumstances.
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The Mortgage Broker – Call us on 0800 822 3355
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The Mortgage Broker are specialists in Self Cert Mortgages. Complete the form above and One of our qualified FSA Regulated mortgage brokers will compare to find you the best deal.
For Quotes & Advice on Self Cert Mortgages deals complete our comparison enquiry form.
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
*Correct as at 15th January 2008
