Commercial Mortgages Guides

Guide – Commercial Mortgages

Taking out a mortgage on commercial real estate is an attractive alternative to leasing property or raising capital from investors. Unlike rents, which may fluctuate, mortgage repayments can be fixed for the term of the mortgage and may work out cheaper in the long run. A mortgage will also allow you to maintain control over the business, without having to give up a share to an investor.

Unlike the off-the-shelf mortgages available to house buyers, commercial mortgages are often negotiated on a case-by-case basis. Be prepared to provide documentation to demonstrate the creditworthiness and profitability of your business. Some lenders may also request to see a business plan before approving the mortgage.

Because the terms of a commercial mortgage are negotiable and subjective, it is a good idea to speak to a trusted broker to negotiate a deal to suit your business. For free and independent information and advice, simply call 0800 822 3355 .

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The Mortgage Broker – Call us on 0800 822 3355